Policyholders' Insurance Coverage

In business, as in life, opportunities are always balanced by risks. Success is achieved, in part, by striking a suitable balance. Businesses and individuals use insurance as an important tool, along with good practices and planning, to mitigate the consequences of unintended or undesired events.   

The insurance industry has a broad range of programs and policies that help minimize potential threats to businesses, their owners, directors, executives and  customers. But when insurers make changes to -- or refuse to honor -- those policies, the very security that insurance is intended to provide is put in jeopardy. Too often, even sophisticated insureds find themselves in disputes with their insurers when the intended benefits of their coverage are most needed. Much Shelist’s policyholders’ insurance coverage attorneys have spent their careers representing insured businesses and individuals facing this difficult situation.

A Holistic Approach

We take a holistic approach to the insurance coverage practice that encompasses both counseling and advocacy on behalf of our clients. Our insurance coverage counseling and litigation services are most successful when they work hand-in-hand. As dedicated business lawyers, we appreciate the ever-changing risk landscape confronting our clients, and assist them in planning how to limit those risks. As experienced litigators, we are deeply familiar with how insurance companies interpret their policies, as well as the methods they use to delay or avoid paying claims. We apply this knowledge, experience and practical perspective when analyzing and negotiating terms and contracts. This helps contain risks and minimizes the likelihood of future litigation. But when litigation cannot be avoided, we use our extensive claim and trial experience to fight to obtain the coverage our clients have bought and paid for.

Practice Group Leadership

Neil B. Posner, Chair

Attorneys

Josh M. Leavitt
Principal
Josh M. Leavitt
Principal

Josh Leavitt advises his clients on a broad range of construction-law matters, including disputes, contracts, and counseling on industry risk. Co-chair of the construction practice, he has over 25 years of construction law experience, and is an elected Fellow of the American College of Construction Lawyers. 

READ MORE
Melinda J. Morales
Principal
Melinda J. Morales
Principal

Melinda J. Morales is an accomplished litigator with 20 years of experience representing businesses and individuals in a broad range of complex class action and commercial litigation matters involving, including the Employee Retirement Income Security Act (ERISA); the Fair Labor Standards Act (FLSA); the Fair Credit Reporting Act (FCRA), including the Fair and Accurate Credit Transactions Act (FACTA); the Truth in Lending Act (TILA); the Telephone Consumer Protection Act (TCPA); and related consumer protection statutes.

READ MORE
Robert K. Neiman
Principal
Robert K. Neiman
Principal

Bob Neiman is an experienced litigator who focuses his practice on health care regulatory counseling and litigation, employment-related counseling and litigation, and commercial litigation, including insurance coverage matters and other business disputes.

READ MORE
Joel S. Polisky
Principal
Joel S. Polisky
Principal

Joel Polisky is a seasoned transactional lawyer who represents closely held businesses, often as general counsel, in connection with planning and implementing business strategies and a wide range of transactions, among them the disposition and acquisition of assets and entity structuring. His clients are engaged in a broad array of businesses, including manufacturing, retail, health care, and business and personal services.

READ MORE
Neil B. Posner
Principal
Neil B. Posner
Principal

Neil Posner successfully counsels his clients on the complexities of buying and maintaining insurance, and using insurance as part of an overall risk-management program.  Co-chair of the firm's Policyholders' Insurance Coverage group, Neil focuses on insurance recovery and dispute resolution, risk management, loss prevention and cost containment. His clients include public and private companies, organizations, boards of directors, individual officers and other policyholders.

READ MORE
Joanne A. Sarasin
Principal
Joanne A. Sarasin
Principal

Joanne Sarasin concentrates her practice on complex commercial litigation with specific emphasis on appellate practice, especially with regard to insurance coverage issues. She has successfully obtained not only insurance coverage, but also additional damages against insurers who have acted in bad faith towards their policyholders. Her successful representations include obtaining insurance coverage for policyholders sued for defamation, for architectural malpractice and for violations of federal statutes resulting in class actions under the Telephone Consumer Protection Act, which prohibits "blast faxing." Joanne's work on blast fax cases resulted in a victory for policyholders in the Illinois Supreme Court, which overturned a prior decision by the Seventh Circuit Court of Appeals denying coverage.

READ MORE
Norman A. Shubert
Principal
Norman A. Shubert
Principal

Norm Shubert handles a wide range of commercial transactions for family and closely owned businesses, including tax and corporate planning and the sale and acquisition of businesses.

READ MORE
Daniel J. Struck
Principal
Daniel J. Struck
Principal

As an experienced policyholder attorney, Dan Struck advocates on behalf of corporate and individual insurance policyholders throughout the United States.  He represents clients in insurance coverage litigation, and counsels clients facing contested claims and other complex insurance concerns.

READ MORE
Anthony C. Valiulis
Principal
Anthony C. Valiulis
Principal

Tony Valiulis is an accomplished litigator with 40 years of experience in a broad range of state and federal civil trial and appellate matters. As counsel for both plaintiffs and defendants, he has first-chaired numerous jury and bench trials in federal and state courts and argued a wide variety of appeals throughout the country, including in the Illinois Supreme Court. A Principal of the firm since 1979 and a member of the Management Committee from 2010-2013, Tony served as Chair of the Litigation & Dispute Resolution practice group for more than 20 years.

READ MORE

What's New in Policyholders' Insurance Coverage